Roth conversions are a great way to move money from your taxable retirement accounts to a tax-free account. This protects you from rising tax rates, helps you pay no taxes on your social security benefits because money coming out of Roth IRA’s is not considered “provisional income”, and is also…

I often advocate for delaying your social security benefits in retirement because you are able to maximize your retirement income when you are likely to need it most. Plus, life expectancy for 62-year-olds is 81 for men and 84 for women… So a lot of people are going to need…

(don’t forget to checkout the video too) There are a lot of common retirement planning mistakes that people make, and borrowing from your 401k could certainly be classified as one. Often times situations arise where you are strapped for cash, but the 401k retirement plan should be your absolute last…

So often we look to the external world to find our full potential. We think that if we read one more book, listen to one more podcast, or take one more course we will eventually be worthy of our dreams. But this is a subtle form of devaluation and self-sabotage. …

(don’t forget to checkout the video too) I wrote a blog awhile back about why you want to avoid leaving your kids taxable retirement money (from 401k’s, IRA’s, 403b’s, etc) because it can create a tax problem for them down the road. When your kids inherit taxable retirement money, they…

Case studies are sometimes the best way to illustrate all that goes into financial planning and how to optimize for your specific situation. Here’s a case I was working on a few weeks ago, enjoy! ⭐️ Here are the details ⭐️ ✅ She is 54-years-old ✅ She is retiring & wants to travel a lot ✅…

(don’t forget to checkout the video of this blog too) Pay taxes now, or pay taxes later⁉️ Either way you have to pay them at some point, and they are not fun to pay in any situation. But, there is a lot of benefit to paying them now (especially under…

’Cause sometimes you just feel tired Feel weak and when you feel weak You feel like you wanna just give up But you gotta search within you Try to find that inner strength and just pull that sh*t out of you And get that motivation to not give up And…

(don’t forget to checkout the video too) Everybody wants to retire early but it’s not the easiest feat to accomplish. But, it’s very do-able with a little bit of discipline and some long-range planning. So, if you’re in your 30’s and you really want to retire at 55, here are…